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</html><thumbnail_url>https://www.spencerhines.com/blog/wp-content/uploads/2020/08/Jeff-Howard.png</thumbnail_url><thumbnail_width>1240</thumbnail_width><thumbnail_height>700</thumbnail_height><description>Join us in welcoming Jeff Howard to the Spencer/Hines team! Jeff is a native of Spartanburg County and received his BS degree in Marketing from UNC Wilmington. Jeff spent over 15 years with First Citizens Bank and has over 13 years of commercial lending experience combined at three separate banks. We look forward to working&hellip; Continue reading Untitled</description></oembed>
